The Law Office of David H. Fuller | Chapter 7 and Chapter 13
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Keep Property Without Signing Reaffirmation Agreement When you file a chapter 7 bankruptcy, you will have the option of reaffirming your secured debts. The most common reaffirmation is done on a car loan. Many of my clients have questions about reaffirmation agreements; and whether it is in their best interests to sign a reaffirmation agreement. What Is A Reaffirmation Agreement? … Continue reading
In the Western District of Washington – encompassing Seattle, Tacoma, Vancouver, and Bellingham – it is fairly common for the chapter 7 trustee to conduct a short sale on a debtor’s real property, if a few conditions are met. The chapter 7 trustee might conduct a short sale on a debtor’s real property if: The debtor is in default on … Continue reading
The Casey Anthony bankruptcy is a good illustration of the two immutable rules of bankruptcy: Everything can be monetized. If it can be monetized, the chapter 7 trustee will liquidate it. In case you’ve been living under a rock for the last couple of years, the Casey Anthony bankruptcy case is as follows. Casey Anthony was accused of murdering her … Continue reading
The chapter 7 trustee is a private party who is appointed by the US Trustee’s Office to oversee chapter 7 cases. Most chapter 7 trustees are attorneys, but some are CPAs or people with backgrounds in business. The chapter 7 trustee conducts the 341 meeting of creditors, reviews the petition for accuracy, collects and liquidates assets, makes the asset report … Continue reading
Attorney’s fees are always a big issue for my clients, because money is tight and they are worried about how they can afford a bankruptcy attorney. It is important you to understand how attorneys’ fees work in chapter 7 bankruptcy. I charge a flat fee for chapter 7 bankruptcy. This is because a flat fee is the easiest and fairest … Continue reading
It is possible to discharge traffic tickets in a chapter 7 bankruptcy. Many lawyers will tell you that you cannot discharge traffic tickets in chapter 7 at all; and, that you have to file a chapter 13. However, that is not true. This is one of the funny technicalities of the Bankruptcy Code that less experienced lawyers overlook. Section 523(a)(7) … Continue reading
As a Seattle – Kent bankruptcy lawyer I don’t just help my clients file bankruptcy, I also help them prepare for life after bankruptcy. One question that I hear a lot is “what will happen to my credit score if I file bankruptcy?” Before I answer that question, I just want to address the reason that people ask that question. … Continue reading
Part of filing bankruptcy is choosing the right chapter to file under. In my experience as a Seattle – Kent bankruptcy lawyer I have helped people not just file bankruptcy, but find the right bankruptcy chapter for their situation. Chapter 7 is the best choice for most of my clients. This is because a chapter 7 bankruptcy is the fastest, … Continue reading
If you want to keep your car after a chapter 7 bankruptcy, you must complete a reaffirmation agreement. I can help you with the reaffirmation agreement. A reaffirmation agreement is one area where it helps to have to have the experience of a Seattle – Kent bankruptcy lawyer to assist you. If you do not sign a reaffirmation agreement, then … Continue reading
One of the hardest things about filing bankruptcy is figuring out what chapter you should file under. You can file under either chapter 7 or chapter 13. Each chapter has its upsides and its downsides. Some people have heard a rumor that chapter 7 was abolished or that it’s hard to qualify for chapter 7; but, that’s not true. The … Continue reading